With the globally increasing internet usage and mobility, consumer behaviours demanding products and solutions have paved the way for new opportunities in banking and finance services. While companies lead this change, today the concept of fintech applies to all segments of society and is a part of our daily lives. Will digital payment systems be widely available? What is the future of finance technologies which aim to provide more productive services through open source national software and technologies based on artificial intelligence? What will be the examples of entrepreneurship that develop mobile applications and services tailored for different needs by using new generation software?